Why convert a card statement to CSV?
- Checked, not guessed. Card statements rarely have a live feed to reconcile against, so the balance check ties the transactions to the statement's own previous- and new-balance lines and flags anything that doesn't add up.
- No bank feed to rely on. When a card was closed, or never connected to your accounting software, a PDF is the only record — this gets the transactions out without re-keying.
- Right signs for import. Charges land as negative and payments as positive, so QuickBooks or a spreadsheet reads spend and payments the way you expect.
How it works
- Open the converter. No registration is required.
- Upload the statement. Drag and drop your PDF credit-card statement, or browse from your device.
- Convert to CSV. Choose the CSV target format and click Convert.
- Download and review. Download the CSV, review any flagged rows, then use it in QuickBooks, Xero, or Excel.
What gets flagged
Before the CSV is handed back, a deterministic reconciliation check runs. It flags the statement for review when:
- A row's printed running balance doesn't equal the previous balance plus that row's amount.
- The previous balance plus the sum of every transaction doesn't equal the new statement balance.
- The transaction dates run out of order — a later row dated before an earlier one.
- No transactions could be read from the statement at all.
Flagged rows are surfaced for you to review — never silently exported as correct. That review step is the difference between a converter you can trust with your books and one that just dumps the text and hopes.
Good for
- Expense tracking and categorising a card's spend.
- Getting a closed or feed-less credit card into accounting software.
- Catch-up bookkeeping across several billing cycles at once.
FAQ
How are charges and payments signed? Charges (money leaving the card) come through as negative amounts and payments or credits as positive, in a single signed Amount column — the way QuickBooks and spreadsheets expect a transaction feed to read.
What columns are in the CSV? A dated transaction table: Date, Description, and a signed Amount. It imports cleanly into QuickBooks Online and opens in Excel or Google Sheets first.
What happens to rows that don't reconcile? They're flagged, not dropped. The row still appears in your CSV, but the statement is marked as needing review with the specific checks that failed, so you can compare against the original before importing. Nothing that fails the balance check is passed off as verified.
Is my card statement kept private? Files are deleted after 1 hour, never used to train any AI model, and we never connect to your card issuer. All transfers are encrypted. This is a conversion utility, not financial or accounting advice.
Related
- Bank statement → CSV → for bank statements
- Bank statement → QuickBooks → QuickBooks-specific CSV
- Bank statement → Excel → open it in a spreadsheet
- All supported formats →